Credit cards are popularly used to access cash instantly and to pay for high-value purchases. Nevertheless, with its growing popularity, card users are more inclined to find ways to maximize their utility.
For instance, many credit card holders [**send money from credit card to bank account free**](https://www.bajajfinserv.in/transfer-money-from-credit-card-to-bank-account).
Usually, there are two ways in which credit card users can transfer money into accounts through their credit cards. They can either opt for a trusted mobile wallet app or opt for an official money transfer app online.
1. **Mobile wallet apps**
In the case of mobile wallet apps, users cannot transfer money directly through their credit cards. They need to add the amount of money they are willing to transfer into an account into the wallet app. Then, they need to provide the required information and complete the process accordingly.
1. **Money transfer services**
By using official money transfer services, one can transfer funds in accounts anywhere across the globe. However, some services allow such transactions only when the account is not operated by the credit card user.
Notably, all credit cards do not allow individuals to transfer funds into accounts. Other than these, there are many factors credit card users should consider before beginning such a transaction.
To begin with, they should find out in advance if their credit card provider allows such transfer or not. Next, one should find out about the amount up to which one can transfer and the interest-free days. Similarly, one should also learn about the associated fees beforehand to account for it more effectively.
Instead of transferring funds, individuals can opt for credit cards like the Bajaj Finserv RBL Bank SuperCard. This card offers ATM cash withdrawal and emergency personal loans, both of which do not attract any interest for up 50 days and 90 days, respectively.
Also, they provide pre-approved offers to their customers that make the process of availing financial assistance less time-consuming. Such pre-approved offers are extended on several financial products, including business loans, personal loans, etc. Check your pre-approved offers by simply providing your name and contact information.